Yes

You can only enroll in a new health plan during the Open Enrollment Period from November 1 to January 31, unless you qualify for a Special Enrollment Period.

What is a Special Enrollment Period?

A Special Enrollment Period happens when you have a qualifying life event (triggering event) that makes you eligible to enroll or change health plans outside of the Open Enrollment Period.

What is a qualifying life event?

Examples include:

  • Having a baby, adopting a child, or placing a child for foster care
  • Getting married
  • Losing health coverage due to losing your job, graduating from school, etc.
  • Losing coverage through divorce or legal separation, death of a family member, or change in dependent status
  • Moving to New Jersey from another state

How do I enroll during a Special Enrollment Period?

First, see if you qualify for financial assistance; 80% of our members did.*

If you DON’T qualify for financial assistance:

Enroll on our website, over the phone at 1-844-277-8219, at a retail location, or by calling your broker.

Be ready to provide:

  • A credit or debit card for your first month’s premium.
  • Supporting documentation proving that you’ve had a qualifying life event. Coverage will not be effective without this proof.

For a complete list of qualifying life events, the timeframe to apply and the supporting documentation you’ll need, download our
helpful guide.

If you DO qualify for financial assistance:

Enroll on our website, over the phone at 1-844-277-8219, at a retail location, or by calling your broker.

Your enrollment application will be automatically sent to the Health Insurance Marketplace for approval. They will let you know what supporting documentation you need to provide, where you can submit it, and the deadline date for submitting it.

How long is the Special Enrollment Period?

This depends on which qualifying life event you’ve experienced. Generally, you have sixty days after the qualifying life event to apply for coverage. For loss of coverage, you can also apply sixty days prior to the event.

*Applies only to members who purchased on the Health Insurance Marketplace.

How much will health
insurance cost me?

Find out quickly and easily with our
online tool.

See if you still qualify
 

You may still qualify for
Health Insurance in 2017.

2017 Health Plans Guide

Why say Yes to
Horizon Blue Cross Blue Shield
of New Jersey?

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