Terms to Know

We want to make sure you feel like you’re getting the right plan for you and your family. Here are some terms that you'll need to know.

Getting the Most From Your Benefits

Medical insurance can be difficult to understand. We want to make sure you understand your insurance so you get the most from your benefits.

Navigating the Health Network

Did you know you can find a doctor, get access to your personal health information, even compare hospitals and more, right from this website?

Out-of-Network Consumer Protection

Read questions and answers to help you understand out-of-network care, surprise bills and how New Jersey's Out-of-Network Consumer Protection, Transparency, Cost Containment and Accountability Act can help you.

Understand Your Member ID Card

Your member ID card is your key to unlocking access to quality health care through Horizon BCBSNJ's large networks of doctors and hospitals.

Explanation of Benefits

Your Explanation of Benefits (EOB) can help you see how your claims have been processed.