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All Other State Members


Check with your employer to find out which plans are available to you.

All of our PPO plans include:

  • Care in network or out of network in New Jersey, nationwide and abroad
  • No need to select a Primary Care Physician (PCP)
  • No referrals necessary to see a specialist
  • Lower out-of-pocket costs when using the Horizon Managed Care Network or the BlueCard® PPO Network nationwide and Blue Cross Blue Shield Global® Core abroad

NJ DIRECT HD1500 and NJ DIRECT HD4000 are High Deductible Health Plans (HDHPs) that combine a high deductible health plan with a health savings account (HSA). Eligible preventive services are covered at 100% if in network and do not have a deductible. You are responsible for eligible medical and prescription expenses, up to the deductible. NJ DIRECT HD1500 plan includes $300 Health Savings Account funding by employer.