CWA Unity DIRECT
CWA Unity DIRECT was designed for eligible CWA members covered under the SHBP. have access to one of the largest doctor and hospital networks in New Jersey and 1.3 million providers nationwide through the BlueCard® PPO Network.1 You also have coverage worldwide through Blue Cross Blue Shield Global Core. That makes it easy to find an in-network doctor or hospital. You can choose to go out of network, too, but you’ll pay more for your care.
Copays vary by plan and you have lower out-of-pocket costs when you use in-network doctors and facilities in the BlueCard® PPO network nationwide.
All plans include:
- Well Care and Preventive Care: Services such as annual physical and gynecological exams, well baby/child medical care, immunizations and annual vision exams are covered 100% when using an in-network doctor.
- Behavioral Health and Substance Use Disorder: Counseling services are covered for mental/nervous conditions and alcohol/substance use disorder.
- Horizon Health Guides: Your Horizon Health Guide can help with all your health care needs: answering questions, making medical appointments, solving issues, helping with claims, finding care, even making health and wellness benefit suggestions tailored to you. And we’ll help you manage a chronic health condition. Coming in February!
- Telemedicine: Talk to a doctor 24/7/365 using Horizon CareOnline℠.
- Health Programs: Registered nurses help you manage a chronic or complex health condition.
- Precious Additions®: A prenatal education program supported by My Health Manager®, powered by WebMD®, gives you access to online tools and resources.
Your health plan may also include care outside of NJ through these options:
- BlueCard®: For care in the U.S., Puerto Rico and U.S. Virgin Islands.
- Blue Cross Blue Shield Global Core: For care when you travel abroad.
- Away From Home Care: For Horizon HMO members.
2019 NJ DIRECT and CWA Unity Member Guidebook
ID: HB-0814-819w
