Choosing a Plan


Our best coverage. For your best you.

As a member of the New Jersey State Health Benefits Program (SHBP) or New Jersey School Employees’ Health Benefits Program (SEHBP), Horizon BCBSNJ has you covered. You have access to one of the largest doctor and hospital networks in New Jersey and 1.3 million providers nationwide through the BlueCard PPO Network.1

Active employees and non-Medicare eligible retirees can select from a range of Horizon BCBSNJ medical plans.

Check with your employer about which plans are available to you.

Need dental insurance? Check with your employer to see if Horizon Dental Choice is a voluntary benefit. You can also get dental coverage directly from Horizon BCBSNJ.

Want vision insurance? Learn about the comprehensive, individual vision plans.

We’re here when you need us most. That’s health coverage you can count on.

All plans include:

  • Well Care and Preventive Care: Services such as annual physical and gynecological exams, well baby/child medical care, immunizations and annual vision exams are covered 100% when using an in-network doctor.
  • Behavioral Health and Substance Use Disorder: Counseling services are covered for mental/nervous conditions and alcohol/substance use disorder.
  • Horizon Health Guides: Your Horizon Health Guide can help with all your health care needs: answering questions, making medical appointments, solving issues, helping with claims, finding care, even making health and wellness benefit suggestions tailored to you. And we’ll help you manage a chronic health condition. Coming in February!
  • Telemedicine: Talk to a doctor 24/7/365 using Horizon CareOnline℠.
  • Health Programs: Registered nurses help you manage a chronic or complex health condition.
  • Precious Additions®: A prenatal education program supported by My Health Manager®, powered by WebMD®, gives you access to online tools and resources.

Your health plan may also include care outside of NJ through these options: