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SAMPLE Employer Group Benefit Booklets

You may be reviewing your product choices offered by your employer through Horizon Blue Cross Blue Shield of New Jersey. As part of Horizon BCBSNJ’s commitment to helping you make educated decisions, we have made sample benefit booklets available that you can review.

Please review the product offerings provided to you by your employer and select the sample benefit booklet below for the product type that most closely matches. The benefit booklets below are only samples and DO NOT reflect the actual benefits selected by your employer. Also, due to the number of products that Horizon BCBSNJ offers, you may not find a sample benefit booklet that exactly matches your product.

For effective dates on and after November 1, 2015, your benefit booklet will be distributed by your employer or will be made available through Horizon BCBSNJ’s Member Online Services. The benefit booklet availability is subject to the New Jersey Department of Banking and Insurance regulatory procedures, enrollment, billing and/or activities that may delay the availability of the actual benefit booklet.

Advantage EPO
Advantage EPO CDH
BlueCard® PPO
Direct Access®
HMA
HMO
POS
Prescription Drug