Horizon Direct Access®


Horizon Direct Access gives you flexibility and easy access when choosing health care professionals, so you can get the care you need when you need it.

The Direct Access Plan offers you the freedom of choosing from three levels of coverage:

  1. RWJBarnabas Health Domestic/Inner Circle providers
  2. Horizon Direct Access in-network
  3. Out-of-network

Although not required, you are encouraged to select a Primary Care Physician (PCP) who assumes responsibility for coordinating your healthcare. It is recommended that you make an appointment to get your annual physical with your PCP — covered 100% in-network at no cost to you.