Medical Plans

We’ve got you covered!

RWJBarnabas Health offers three different medical plan choices to employees:

OMNIA℠ Health Plan
Horizon Direct Access®
High-Deductible Health Plan (HDHP)

If you are enrolled in the OMNIA plan, all care you receive through a RWJBH (“Domestic”) provider or facility is provided at no cost to you and your covered family members.

Enrollees in the Direct Access plan can also save by using a Domestic provider.

Look for the DOMESTIC badge when searching for a provider.

Medical Expenses Related to Automobile Accidents

For medical expenses related to an automobile accident, the RWJBarnabas Health medical plan pays as secondary coverage to the automobile insurance plan. It will be secondary even if a member declines their automobile insurance’s Personal Injury Protection (PIP) coverage. The RWJBarnabas Health plan will pay as if the automobile insurance PIP coverage had been in effect, and will carve-out that assumed benefit.