RWJBH High Deductible Health Plan (HDHP)


  • LabCorp and Quest are the preferred Independent Lab partners for Horizon.
  • Plan benefits for out-of-network are based on an allowed amount fee schedule, not on provider billed charges, therefore, members using out-of-network providers may have additional out-of-pocket costs.
  • As of January 1, 2020 prescriptions filled at CVS pharmacies will not be covered.
  • For medical expenses related to an automobile accident, the RWJBarnabas Health medical plan pays as secondary coverage to the automobile insurance plan.