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Single Use Account (SUA) Cards

Horizon BCBSNJ is moving away from making claim payments using printed checks.

If you are a provider not registered to receive Electronic Funds Transfer (EFT) payments for reimbursement for your claim submissions, payments are made via a single use account (SUA) paper card. If you are not registered to receive EFT, you will automatically receive SUA paper card payments.

SUA cards feature a high level of security, including a unique 16-digit SUA card number created for each payment.

After a claim is processed, an image of a SUA paper card will be mailed¹:

  • Your SUA card payment is pre-approved and funded for the exact amount of your claim reimbursement.
  • Your SUA card must be processed for the exact amount.
  • No additional charges are allowed.

Processing claim payments received via a Single Use Account Card
It's easy to deposit the funds you receive via a Single Use Account (SUA) card as claim reimbursement for services provided to our members.

  1. Enter the following information from the card imprint located on the bottom right side of your Explanation of Payment (EOP) into your point of sale terminal:
    • 16 digit card #
    • 3 digit VCC code above the card #
    • Expiration date
  2. Reconcile the Patient’s account.

The funds will be deposited into your account as with any other Visa Card transaction.

Why did I receive a SUA card?
You received a SUA card because you have not registered for EFT with Horizon BCBSNJ. For information about registering for EFT, please visit

What is a point of sale terminal?
A point-of-sale (POS) terminal is a hardware system for processing card payments at retail locations, including medical practices and facilities.

¹Transaction fees will apply.

Visa is a registered trademark of Visa, Inc. and is not affiliated with either Horizon BCBSNJ or the Blue Cross Blue Shield Association.