BlueCard Program Overview

The BlueCard Program links participating health care providers and the independent Blue Cross and/or Blue Shield Plans across the country and abroad with a single electronic network for claims processing and reimbursement.

The program allows participating providers in every state to submit almost all types of claims for out-of-state members to their local Blue Cross and Blue Shield Plan. This program eliminates your need to track money due from multiple Blue Cross and Blue Shield Plans. We process your reimbursement and provide you an Explanation of Payment (EOP).

New Jersey providers that do not participate with Horizon Blue Cross Blue Shield of New Jersey may also send their claims to us to be submitted to the appropriate plan for processing; however, these providers may not receive reimbursement from their local plan and will still be required to bill the patient.