Horizon Direct Access


Horizon Direct Access gives you flexibility and easy access when choosing health care professionals, so you can get the care you need when you need it.

This is a direct access plan that gives you flexibility in choosing your medical care. Visit a physician in the Horizon BCBS Managed Care Network, or go directly to any licensed doctor. The plan also covers you throughout the United States and around the world through the BlueCard® PPO program.

Horizon Direct Access is a managed care plan that gives you access to many health care services and programs and our large national participating physician network. We’ve made your health care plan easy for you to understand and use. We offer preventive care benefits, emergency medical care, away-from-home care, and value-added programs.

Do I need to choose a PCP?

Your Horizon Direct Access plan starts with your Primary Care Physician (PCP). Your PCP is a duly licensed practitioner who has entered into an agreement with us to participate in the Horizon BCBS Managed Care Network and is responsible for coordinating all aspects of your medical care, including referrals to specialists, ancillary providers, or inpatient facilities. Or you may go to any other physician or specialist if you choose not to coordinate care through your PCP.

Easy Service—No Hassles

When using participating Horizon Direct Access doctors and hospitals, members have no claim forms to file and virtually no paperwork. All Horizon Direct Access providers handle all of the paperwork.

Finding in-network doctors and hospitals

Members can locate in-network Horizon Direct Access doctors and hospitals using the Doctor & Hospital Finder.