OMNIA Health Plans

The OMNIA Silver Plan is our lowest premium non-HSA Silver plan and offers a mid-level monthly premium and out-of-pocket costs when compared to other OMNIA Health Plans. Silver plans, on average, pay for 70% of the covered medical expenses; you pay 30%, and money-saving subsidies may be available. The OMNIA Silver Plan is a good choice if you want a balance between monthly premiums and out-of-pocket costs.

The OMNIA Silver Health Savings Account (HSA) Plan is our lowest premium Silver plan. Like other Silver plans, it pays for 70% of your covered medical expenses on average; you pay 30%, and money-saving subsidies may be available. With HSA plans, you make tax-free contributions to your account to cover higher deductible costs in exchange for a significantly lower premium. The OMNIA Silver HSA Plan is good option for healthy members who don’t have ongoing care but want more comprehensive coverage for unexpected health issues.

The OMNIA Gold Plan is our new Gold-plan option. It offers a higher monthly premium, but lower out-of-pocket costs, when compared to other OMNIA Health Plans. Gold plans, on average, pay for 80% of the covered medical expenses; you pay 20%, and money-saving subsidies may be available. The OMNIA Gold Plan is a good choice if you expect to use a fair amount of medical services.