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OMNIA℠ Health Plans

  • The OMNIA Bronze Plan is our lowest premium Bronze plan. It offers our lowest monthly premium, but highest out-of-pocket costs, when compared to other OMNIA Health Plans. Bronze plans, on average, pay for 60% of the covered medical expenses; you pay 40%, and money-saving subsidies may be available. The OMNIA℠ Bronze Plan is a good choice if you don’t expect to use a lot of medical services.

  • The OMNIA Silver plan has a balance of low premium and lower out-of-pocket costs when compared to other OMNIA Health Plans. Silver plans, on average, pay for 70% of the covered medical expenses; you pay 30%. Money-saving subsidies may be available. The OMNIA Silver Plan is a good choice if you want a balance between monthly premiums and out-of-pocket costs.

  • The OMNIA Silver Value Plan is our lowest premium non-HSA Silver plan and offers a mid-level monthly premium and out-of-pocket costs when compared to other OMNIA Health Plans. Silver plans, on average, pay for 70% of the covered medical expenses; you pay 30%. Money-saving subsidies may be available. The OMNIA Silver Value Plan is a good choice if you want a balance between lower monthly premiums and out-of-pocket costs.

  • The OMNIA Silver Health Savings Account (HSA) Plan is our lowest premium Silver plan. Like other Silver plans, it pays for 60% of your covered medical expenses on average; you pay 40%, and money-saving subsidies may be available. With HSA plans, you make tax-free contributions to your account to cover higher deductible costs in exchange for a significantly lower premium. The OMNIA Silver HSA Plan is good option for healthy members who don’t have ongoing care but want more comprehensive coverage for unexpected health issues.

  • The OMNIA Gold Plan is our new Gold-plan option. It offers a higher monthly premium, but lower out-of-pocket costs, when compared to other OMNIA Health Plans. Gold plans, on average, pay for 80% of the covered medical expenses; you pay 20%, and money-saving subsidies may be available. The OMNIA Gold Plan is a good choice if you expect to use a fair amount of medical services.