EPO (Exclusive Provider Organization)

Open Enrollment has ended, but you may still qualify for coverage.

Call 1-844-256-2625 to learn more about Special Enrollment for individual medical plans, or explore our Medicare and NJ FamilyCare options.

Advantage EPO Bronze

Horizon Advantage EPO members use the Horizon Managed Care Network in New Jersey. This product does not require PCP selection or referrals. There are no benefits for out-of-network services, unless accessed in an emergency or otherwise approved. Bronze plans, on average, pay for 60% of the covered medical expenses; you pay 40%, and money-saving subsidies may be available. The Advantage EPO Bronze Plan is a good choice if you don’t expect to use a lot of medical services.

Advantage EPO Essentials

Coverage Period: 01/01/2020 - 12/31/2020

Advantage EPO Essentials - en Español

Coverage Period: 01/01/2020 - 12/31/2020

Advantage EPO Silver

Horizon Advantage EPO members use the Horizon Managed Care Network in New Jersey. This product does not require PCP selection or referrals. There are no benefits for out-of-network services, unless accessed in an emergency or otherwise approved. Like other Silver plans, it pays for 70% of your covered medical expenses on average; you pay 30%, and money-saving subsidies may be available. The Advantage EPO Silver Plan is a good choice if you want a balance between monthly premiums and out-of-pocket costs.