Horizon MyWay HRA

Horizon MyWay® HRA pairs a high-deductible health plan with a Health Reimbursement Arrangement (HRA) to cover eligible medical expenses. Once the deductible is met, your health care expenses are paid according to the terms of your medical plan. With Horizon BCBSNJ, in-network preventative care services are covered at 100 percent. HRA funds can be used to cover deductibles, coinsurance or other cost sharing under the Horizon PPO or Horizon Direct Access health plan. Unused HRA funds may rollover to the next year if your employer elects that option. For your convenience, your employer can choose to offer a payment card, which allows you to access funds quickly and easily at the doctor's office, pharmacy, and hospital.

Horizon MyWay® HRA has three main components:

• A high-deductible health plan, such as Horizon Direct Access or Horizon PPO
• A Health Reimbursement Arrangement
• Tools and resources to help members make informed decisions about health care and related spending