About Horizon MyWay

Horizon MyWay HSA (Health Savings Account) and Horizon MyWay HRA (Health Reimbursement Arrangement) - the next generation of consumer-directed health plans from Horizon BCBSNJ. Horizon MyWay is designed to give you more affordable health care options - as well as a wide range of tools to help you better manage your health care decisions and account balances.

Consumer-Directed Healthcare (CDH) gives you the opportunity to take a more active role in your health care decisions, allowing you hands-on management of those decisions; more choice and flexibility about how you spend your health care dollars; and the tools, resources, and information you need to become an informed health care consumer.

Flexibility & choice

Now you can get valuable coverage customized to meet your individual health care needs. And how it works is as easy as 1-2-3!

Horizon MyWay has three main components:

  1. A comprehensive, high-deductible health plan, such as Horizon PPO or Horizon Direct Access.
  2. An easy-to-use Health Savings Account, Health Reimbursement Arrangement, or Flexible Spending Account.
  3. State-of-the-art tools, education, and support to help members make informed decisions about health care and related spending.