We've got you covered! Learn more about our various health care plans to find out what's right for you.
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The BlueCard® PPO program is the premier national Blue Cross and/or Blue Shield Preferred Provider Program.
Our EPO (Exclusive Provider Organization) plan delivers in-network-only benefits through the national BlueCard® PPO network.
The next generation of consumer-directed health plans from Horizon BCBSNJ.
Horizon Direct Access is a direct access plan that gives you flexibility in choosing your medical care.
A health maintenance organization (like Horizon HMO) allows you to enjoy minimal costs out of your own pocket by receiving your health care services through your Primary Care Physician (PCP).
A Point of Service (POS) plan gives you flexibility in choosing your medical care.
OMNIA℠ Health Plans offer significantly lower premiums and no referrals when accessing the largest network in New Jersey. Plus, save even more with lower out-of-pocket costs at certain doctors and hospitals.
An Indemnity health plan is a fee-for-service health plan with the freedom to select any doctor and hospital for medical care.