We've got you covered! Learn more about our various health care plans to find out what's right for you.
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The BlueCard® PPO program is the premier national Blue Cross and/or Blue Shield Preferred Provider Program.
Our EPO (Exclusive Provider Organization) plan delivers in-network-only benefits through the national BlueCard® PPO network.
Horizon Direct Access is a direct access plan that gives you flexibility in choosing your medical care.
A health maintenance organization (like Horizon HMO) allows you to enjoy minimal costs out of your own pocket by receiving your health care services through your Primary Care Physician (PCP).
The next generation of consumer-directed health plans from Horizon BCBSNJ.
A Point of Service (POS) plan gives you flexibility in choosing your medical care.
OMNIA℠ Health Plans offer significantly lower premiums and no referrals when accessing the largest network in New Jersey. Plus, save even more with lower out-of-pocket costs at certain doctors and hospitals.
An Indemnity health plan is a fee-for-service health plan with the freedom to select any doctor and hospital for medical care.