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ID Protection Services

Eligible Horizon BCBSNJ members1 have access to identity protection services as an added feature of their health plan.

Horizon BCBSNJ works with AllClear ID, a leader in identity protection services, to give eligible members automatic access to AllClear Identity Repair and the option to enroll in AllClear Credit Monitoring. Both are offered at no cost.

Free, Automatic Coverage
AllClear Identity Repair is a comprehensive identity protection service. With AllClear Identity Repair, no matter where or how identity theft occurs, our members are covered. The theft does not have to be related to health care coverage or services. Identity repair ensures that members get help from professionals trained to navigate the complicated process of identity repair.

There is no enrollment required for this protection through AllClear ID and no cost to the member. Members will continue to have automatic access to AllClear Identity Repair services as long as they maintain eligible coverage with Horizon BCBSNJ.

Additional Protection is Available
Eligible Horizon BCBSNJ members can also choose to enroll in additional protection called AllClear Credit Monitoring. AllClear Credit Monitoring offers an extra layer of protection by monitoring new credit accounts opened in a person’s name. When this happens, AllClear ID sends alerts so the member can take action. AllClear Credit Monitoring is helpful if a member thinks his or her Social Security Number is at risk or has been compromised.

This service includes:

  • Credit monitoring
  • A $1M identity theft insurance policy
  • Child identity protection for eligible Horizon BCBSNJ members under 18 years old

AllClear Credit Monitoring is available at no cost to eligible members, but members must enroll in this coverage directly with AllClear ID. Coverage will be active throughout the calendar year. Each year, members will need to certify with AllClear ID that they are eligible to enroll in AllClear Credit Monitoring through their coverage with Horizon BCBSNJ.

How to Access AllClear Identity Protection Services
If you are an eligible Horizon BCBSNJ member, visit to access identity protection services. By accessing this link, you confirm that you are eligible for these services and you agree that identity protection services will be cancelled if you are not eligible.

1 Horizon BCBSNJ members enrolled in fully insured and self-insured group health plans, including the State Health Benefits Program (SHBP) and School Employees’ Health Benefits Program (SEHBP), and consumers enrolled in individual health plans on and off the Exchange are eligible for identity protection coverage. Members enrolled in coverage through the Federal Employee Program® (FEP®), Medicare Advantage, Medicare Part D and Medicaid plans are not eligible for identity protection coverage.

AllClear ID provides identity protection services to Horizon Blue Cross and Blue Shield of New Jersey. AllClearID is independent from and not affiliated with Horizon Blue Cross and Blue Shield of New Jersey or the Blue Cross and Blue Shield Association.