Understanding Your Costs

Deductible

Learn about the amount of money you have to pay before your insurance kicks in.

Explanation of Benefits (EOB)

Find out what an Explanation of Benefits (EOB) is, why it matters and how it can help you keep track of your health care costs.

Coinsurance

Understanding what you pay for your health care is an important part of understanding your coverage. Learn about coinsurance and how it works.

Copayments

Learn more about copayments, the out-of-pocket amount you pay at the time of getting health care services, such as doctor visits or prescriptions drugs.