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Important Notices


Pdf Image  HCR (Health Care Reform) Preventive Care Information Guide

Under the Affordable Care Act, Horizon BCBSNJ provides coverage for certain preventive care services at no costs to our members.

Coverage decisions

Learn how Horizon BCBSNJ decides what is covered.

Member Rights and Responsibilities

As a Horizon Blue Cross Blue Shield of New Jersey member, you have certain rights and responsibilities.

NJ Individual Mandate

Individuals who purchase coverage directly from an insurance company or are covered under a group health plan comply with this mandate.

Third Party Designation for Senior Citizen Insureds

Members who are enrolled in a Horizon BCBSNJ commercial product and are age 62 years or older can designate an additional person to receive a copy of certain notices.

Unclaimed Property Due Diligence Letter

Do we have your money? Find out here.

Your Rights and Protections Against Surprise Medical Bills

When you get emergency care or get treated by an out-of-network doctor, hospital or other health care professional at an in-network hospital or ambulatory surgical center, you may be protected from surprise billing or balance billing.