Education Center
Advance Directive
Advance directives are legal documents that provide information about your treatment preferences so that your medical care choices will be respected if you are not able to make your own health care decisions.Coverage decisions
Learn how Horizon BCBSNJ decides what is covered.Making a Payment
Understanding your health plan and costs is an important part of managing your health care. We want you to have the information you need to understand your health plan.Medicare Advantage
Learn more about your Medicare Advantage plan to get the most from your benefits.Member Handbooks
Horizon BCBSNJ wants you to get the most from your health plan.Member Rights and Responsibilities
As a Horizon Blue Cross Blue Shield of New Jersey member, you have certain rights and responsibilities.NJ Individual Mandate
Individuals who purchase coverage directly from an insurance company or are covered under a group health plan comply with this mandate.