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Education Center


Advance Directive

Advance directives are legal documents that provide information about your treatment preferences so that your medical care choices will be respected if you are not able to make your own health care decisions.

Focus on Health

Focus on Health is a magazine developed especially for Horizon BCBSNJ members. View the most recent edition and exclusive online content below.

Making a Payment

Understanding your health plan and costs is an important part of managing your health care. We want you to have the information you need to understand your health plan.

Medicare Advantage

Learn more about your Medicare Advantage plan to get the most from your benefits.

Member Handbooks

Horizon BCBSNJ wants you to get the most from your health plan.

Member Rights and Responsibilities

As a Horizon Blue Cross Blue Shield of New Jersey member, you have certain rights and responsibilities.

NJ Individual Mandate

Individuals who purchase coverage directly from an insurance company or are covered under a group health plan comply with this mandate.

Other Health Expense Plans

Learn about Health Saving Accounts, Health Reimbursement Arrangements and Premium Only Plans.

Pharmacy & Prescriptions

You can never be too informed about your prescriptions, how they're covered and the resources you can access as a Horizon Blue Cross Blue Shield of New Jersey member. (This may not apply to you. Check your benefits for information.)

Unclaimed Property Due Diligence Letter

Do we have your money? Find out here.

Understanding Your Coverage

Whether you’re a new member who’s just getting started or an existing member looking to get more out of your benefits, we’ve gathered some helpful resources here.

Understanding Your OMNIA Health Plan

All the resources you need in one place.

Your Guide to Getting Care

Do you need to see a doctor or get medical tests, but are not sure where to start? Take a deep breath and keep reading. We know that health insurance can be confusing. That’s why Horizon BCBSNJ gives you the tools and information you need to help you get access to quality care, understand your benefits and keep your out-of-pocket costs low.