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Pet Insurance

Our members receive a 10% discount on coverage so they can give their pets the best care possible without worrying about overwhelming medical bills.

Our members have access to discounted pet insurance plans from the ASPCA, an advocate for animal welfare and a leader in the pet insurance industry. One of the ASPCA’s priorities is helping people care for their animal companions.

Visit the ASPCA Pet Health Insurance website to learn more about pet insurance‌ and save up to 10% with your member discount.

  Digging into Pet Insurance


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ASPCA Pet Health Insurance presents Digging into Pet Health Insurance

Fur children get hurt and sick just like human children do, and with all the advancements in veterinary medicine, treatment can be expensive.

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When the unexpected happens, pet insurance can help save you from having to say no to the care your pet needs because of cost.

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What’s Covered?


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Average cost of intestinal Foreign Object $3,151.73. Exclusions and Limitations apply


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Average cost of Bladder Stones $1708.58. Exclusions and Limitations apply

Hereditary Conditions.

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Average cost of Intervertebral Disc Disease $2,255.76. Exclusions and Limitations apply

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  • Behavioral Issues
  • Dental Disease
  • Alternative Therapies
  • And more!

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Customizable Coverage

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Select your Annual Deductible.

The amount you must satisfy for covered veterinary expenses before you can start being reimbursed. Choose from $100, $250, $500.

Choose your Reimbursement Percentage.

The percentage of covered costs paid back to you after your deductible is satisfied.

Choose from 90%, 80%, 70%.

Pick your Annual Coverage Limit. The total amount you can be reimbursed over one 12-month policy period.

Choose from $5,000 / $10,000 / $15,000 / $20,000 / Unlimited.

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How it works.

Subject to terms and conditions of the plan

  1. Visit any vet, specialist or emergency clinic
  2. Pay your vet bill
  3. Submit your claim
  4. Receive reimbursement through direct deposit or in the mail

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“The best thing I did was get this protection for my beloved pets! They are great!” — Ruth P.

“I no longer have to worry about making a decision between my bank account and my dogs’ health.” — Lindsay L.

“Pet Insurance takes cost out of the picture so people can focus on the best medical choice for their pets” — Janine Pepin, D.V.M.

Disclaimer text appears at bottom of page. Limitations and exclusions apply

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ASPCA Pet Health Insurance

Use priority code HORIZONBCBSNJ to get a quote!


Call 1-877-343-5314