If you have the Horizon PPO plan, you have in- and out-of-network benefits, but you will save on out-of-pocket costs when you use doctors, hospitals and other health care professionals who participate in the Horizon PPO Network. Under this plan, in-network preventive care is covered at 100 percent, and other eligible services are covered at a coinsurance level after members meet the annual deductible.
This plan also comes with the Horizon MyWay Health Savings Account (HSA). An HSA is a special type of personal savings account used to help pay for medical care. You can save up to a set amount of money each year, tax-free, and use it toward your deductible and other medical expenses that your plan doesn’t cover. Any money left over at the end of the year is yours to apply toward future medical expenses.