Workers' Compensation
Horizon Casualty Services (HCS) is an approved New Jersey Workers' Compensation Managed Care Organization (MCO).
Since 1996, HCS has provided results-based services to large workers’ compensation insurers and self-insured entities. Here’s what sets us apart from our competition:
Subsidiary of New Jersey’s largest health insurer.
HCS is a subsidiary of Horizon Blue Cross Blue Shield of New Jersey, the state’s largest and most experienced health insurer. We collaborate closely with our parent company in leveraging provider relationships to achieve optimal agreements and contracted rates.
Medical network: focused on musculoskeletal injuries and specifically contracted for workers’ compensation.
Our company’s medical network of doctors and other health care professionals is focused on musculoskeletal injuries and is not a subset of a health insurer network. HCS’ network participants consist of board-certified initial treaters and specialists who understand what it takes to manage workers’ compensation-related health care, starting with prompt appointments and diagnoses, and avoiding unnecessary or early imaging studies while focusing on a prompt, safe return-to-work.
Close collaboration with medical network participants.
Our network participants collaborate closely with HCS and our clients to respond to inquiries and resolve issues.
Deep knowledge of network participant skills and capabilities.
Because HCS performs a high volume of medical management services, we have a deep understanding of our network participants and their talents and capabilities. Case managers can suggest or direct well-targeted, appropriate referrals, resulting in improved outcomes.
Highest overall value.
Because our discounts exceed those of any workers’ compensation PPO medical network in New Jersey, we are successful in helping our clients improve their financial results and compete more effectively in the marketplace.
Market dominant in workers’ compensation.
HCS has more market share in workers’ compensation than any other PPO in New Jersey. As a result, we have the data to perform extensive analytics focused on improving results.