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Only members who bought their insurance directly from Horizon will be able to view tax documents online when clicking the Tax Documents tab. We mailed your Form 1095-B sometime in late January or early February.

All other members:

• If you bought insurance through GetCoveredNJ, you will receive Form 1095-A from the State. Please contact GetCoveredNJ directly if you have any questions.
• If you have insurance through your employer, you will receive Form 1095-C from your employer. Please contact your employer directly if you have any questions.
• If you don’t have fully insured coverage from Horizon, you will receive a different 1095 form from your employer or federal government. You will not see “Insured by Horizon BCBSNJ” on the back of your member ID card.

Form 1095-B gives you information about your Horizon health insurance coverage to help you properly prepare your tax return. You should keep this form for your records. You do not need to attach it to your tax return, but you must prove you have qualifying health coverage or report your shared responsibility payment.

The form includes the following information for you and any covered dependents:

• Name(s)
• Last four digits of Social Security Number(s) (SSN)
• Date(s) of birth (if SSN is not available)
• Months of health insurance coverage with Horizon BCBSNJ for the previous tax year

Under the Affordable Care Act (ACA), you are required to verify on your federal income tax return that you, and your spouse/partner and/or individuals you claim as dependents, had qualifying health coverage (referred to as “minimum essential coverage”) each month during the tax year. Form 1095-B provides you with this information. Additionally, Horizon is required to report this same information to the IRS.

Your 1095-B may not include all of your information because of one of the following:

• You had coverage for part of the year through a different employer.
• Your employer changed its status to/from a self-insured plan.
• You had coverage for part of the year through a different insurer.

If you changed employers at some time in the year, you may receive a 1095 form from your previous employer for the months you were covered under that health plan. Contact your previous employer directly if you have not received a 1095 form from them.

If the information included on Form 1095-B is incorrect or you did not change employers, call the Member Services number on the back of your ID card.

No. You do not need to attach Form 1095-B to your tax return. When filing your federal taxes, you must prove you had qualifying health coverage or report your shared responsibility payment. If you need additional evidence to confirm your coverage, you may be able to get that information by reviewing your premium payment stub as proof of coverage.

If you recently received another Form 1095-B from Horizon, it’s because the original form required a revision. The original Form 1095-B you received may have been revised because:

• You changed jobs (employers) during the year.
• You experienced a life event during the year.
• Your employer changed health plans during the year.

Please compare both forms for accuracy and keep them for your records.

Form 1095-B is only sent to members enrolled in a fully insured health plan. If you have fully insured health coverage, you will see “Insured by Horizon BCBSNJ” on the back of your member ID card.

For IRS reporting purposes, you’re considered covered for the entire month, even if you only had coverage for as little as one day. That month will be checked in the Months of coverage column.

Yes. If you know that you had coverage for the entire year, you can check the box showing 12 months of coverage on your income tax return.

Please contact your tax advisor or consult the IRS for specific questions. Horizon cannot provide tax advice.