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Only members who bought their insurance directly from Horizon will be able to view tax documents online when clicking the Tax Documents tab. We mailed your Form 1095-B sometime in late January or early February.

All other members:

• If you bought insurance through GetCoveredNJ, you will receive Form 1095-A from the State. Please contact GetCoveredNJ directly if you have any questions.
• If you have insurance through your employer, you will receive Form 1095-C from your employer. Please contact your employer directly if you have any questions.
• If you don’t have fully insured coverage from Horizon, you will receive a different 1095 form from your employer or federal government. You will not see “Insured by Horizon BCBSNJ” on the back of your member ID card.

Form 1095-B gives you information about your Horizon health insurance coverage to help you properly prepare your tax return. You should keep this form for your records. You do not need to attach it to your tax return, but you must prove you have qualifying health coverage or report your shared responsibility payment.

The form includes the following information for you and any covered dependents:

• Name(s)
• Last four digits of Social Security Number(s) (SSN)
• Date(s) of birth (if SSN is not available)
• Months of health insurance coverage with Horizon BCBSNJ for the previous tax year

Under the Affordable Care Act (ACA), you are required to verify on your federal income tax return that you, and your spouse/partner and/or individuals you claim as dependents, had qualifying health coverage (referred to as “minimum essential coverage”) each month during the tax year. Form 1095-B provides you with this information. Additionally, Horizon is required to report this same information to the IRS.

The Affordable Care Act (ACA) requires Horizon to provide information to the Internal Revenue Service (IRS) on its members who have fully insured health coverage. If you have fully insured health coverage, you will see “Insured by Horizon BCBSNJ” on the back of your member ID card.

The information Horizon provides to the IRS includes your SSN and the SSNs of any dependents covered under your policy. Horizon will collect and submit this information to the IRS as proof that you have minimum essential health insurance coverage for all or a portion of each tax year.

Horizon will never ask for your SSN over the phone or via email. If you receive a request to submit your SSN over the phone or through email, please report it to Abuse@HorizonBlue.com.

Your 1095-B may not include all of your information because of one of the following:

• You had coverage for part of the year through a different employer.
• Your employer changed its status to/from a self-insured plan.
• You had coverage for part of the year through a different insurer.

If you changed employers at some time in the year, you may receive a 1095 form from your previous employer for the months you were covered under that health plan. Contact your previous employer directly if you have not received a 1095 form from them.

If the information included on Form 1095-B is incorrect or you did not change employers, call the Member Services number on the back of your ID card.

We need to report this information to the IRS. Horizon will not terminate your coverage if you do not provide either your SSN or Individual Taxpayer Identification Number. You should speak with your tax consultant or attorney for specific information on how this may impact you.

No. You do not need to attach Form 1095-B to your tax return. When filing your federal taxes, you must prove you had qualifying health coverage or report your shared responsibility payment. If you need additional evidence to confirm your coverage, you may be able to get that information by reviewing your premium payment stub as proof of coverage.

You can provide your SSN or your Individual Taxpayer Identification Number (ITIN) to Horizon by completing the form you received and returning it in the envelope provided.

You can also sign in to provide your SSN or ITIN. After you have read and agree to the terms, click Update My Social Security Number. You will then be redirected to a third-party vendor we have contracted with to manage this information. This feature is not available on the app or if you are accessing our website on a smartphone, tablet or notebook.

Horizon will never ask for your SSN over the phone or via email. If you receive a request to submit your SSN over the phone or through email, please report it to Abuse@HorizonBlue.com.

Yes, all subscribers who bought their insurance directly from Horizon or Get Covered New Jersey (the state-based exchange), except for Medicare Supplement subscribers, can stop getting premium bills in the mail when they register for auto pay.

Once the subscriber registers for auto pay, they will be automatically enrolled in paperless billing. We'll send an email when your bill is ready to view and an email once your payment has been processed. You can sign in to your account to view your bill.

If you prefer to go back to receiving your monthly premium bill in the mail, use our Email Us or Chat tools to contact Member Services.

If you are already enrolled in auto pay, you do not need to take any further action. Starting January 1, 2023, all subscribers who were already enrolled in auto pay and bought their insurance directly from Horizon or Get Covered New Jersey (the state-based exchange), except for Medicare Supplement members, and have a valid email address on file will be automatically enrolled in paperless billing. These subscribers will no longer receive paper invoices in the mail starting with their January 2023 premium bill.

If you recently received another Form 1095-B from Horizon, it’s because the original form required a revision. The original Form 1095-B you received may have been revised because:

• You changed jobs (employers) during the year.
• You experienced a life event during the year.
• Your employer changed health plans during the year.

Please compare both forms for accuracy and keep them for your records.

Form 1095-B is only sent to members enrolled in a fully insured health plan. If you have fully insured health coverage, you will see “Insured by Horizon BCBSNJ” on the back of your member ID card.