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If you bought insurance through GetCoveredNJ, you will receive Form 1095-A from the State.

If you bought insurance directly from Horizon, we will mail your Form 1095-B sometime in late January or early February. You can also sign in to view your Form 1095-B once it's available.

If you have insurance through your employer, you will receive Form 1095-C from your employer.

If you don’t have fully insured coverage from Horizon, you will receive a different 1095 form from your employer or federal government.

Form 1095-B gives you information about your Horizon health insurance coverage to help you properly prepare your tax return. You should keep this form for your records. You do not need to attach it to your tax return, but you must prove you have qualifying health coverage or report your shared responsibility payment.

The form includes the following information for you and any covered dependents:

• Name(s)
• Last four digits of Social Security Number(s) (SSN)
• Date(s) of birth (if SSN is not available)
• Months of health insurance coverage with Horizon BCBSNJ for the previous tax year

Under the Affordable Care Act (ACA), you are required to verify on your federal income tax return that you, and your spouse/partner and/or individuals you claim as dependents, had qualifying health coverage (referred to as “minimum essential coverage”) each month during the tax year. Form 1095-B provides you with this information. Additionally, Horizon is required to report this same information to the IRS.

Your 1095-B may not include all of your information because of one of the following:

• You had coverage for part of the year through a different employer.
• Your employer changed its status to/from a self-insured plan.
• You had coverage for part of the year through a different insurer.

If you changed employers at some time in the year, you may receive a 1095 form from your previous employer for the months you were covered under that health plan. Contact your previous employer directly if you have not received a 1095 form from them.

If the information included on Form 1095-B is incorrect or you did not change employers, call the Member Services number on the back of your ID card.

The Affordable Care Act (ACA) requires Horizon to provide information to the Internal Revenue Service (IRS) on its members who have fully insured health coverage. If you have fully insured health coverage, you will see “Insured by Horizon BCBSNJ” on the back of your member ID card.

The information Horizon provides to the IRS includes your SSN and the SSNs of any dependents covered under your policy. Horizon will collect and submit this information to the IRS as proof that you have minimum essential health insurance coverage for all or a portion of each tax year.

Horizon will never ask for your SSN over the phone or via email. If you receive a request to submit your SSN over the phone or through email, please report it to Abuse@HorizonBlue.com.

We need to report this information to the IRS. Horizon will not terminate your coverage if you do not provide either your SSN or Individual Taxpayer Identification Number. You should speak with your tax consultant or attorney for specific information on how this may impact you.

Horizon will never ask for your SSN over the phone or via email. If you receive a request to submit your SSN over the phone or through email, please report it to Abuse@HorizonBlue.com.

Information security is a top priority. Horizon and all of its third-party vendors working on its behalf are required to safeguard your information and follow the same HIPAA security and privacy laws.

No. You do not need to attach Form 1095-B to your tax return. When filing your federal taxes, you must prove you had qualifying health coverage or report your shared responsibility payment. If you need additional evidence to confirm your coverage, you may be able to get that information by reviewing your premium payment stub as proof of coverage.

You can provide your SSN or your Individual Taxpayer Identification Number (ITIN) to Horizon by completing the form you received and returning it in the envelope provided.

You can also sign in to provide your SSN or ITIN. After you have read and agree to the terms, click Update My Social Security Number. You will then be redirected to a third-party vendor we have contracted with to manage this information. This feature is not available on the app or if you are accessing our website on a smartphone, tablet or notebook.

Horizon will never ask for your SSN over the phone or via email. If you receive a request to submit your SSN over the phone or through email, please report it to Abuse@HorizonBlue.com.

For IRS reporting purposes, you’re considered covered for the entire month, even if you only had coverage for as little as one day. That month will be checked in the Months of coverage column.

If you recently received another Form 1095-B from Horizon, it’s because the original form required a revision. The original Form 1095-B you received may have been revised because:

• You changed jobs (employers) during the year.
• You experienced a life event during the year.
• Your employer changed health plans during the year.

Please compare both forms for accuracy and keep them for your records.