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  • Horizon BCBSNJ members in the following plans may be eligible to enroll in the Away From Home Care Program, if their health plans do not already include coverage for services outside of New Jersey (BlueCard® coverage) and the plans are not Health Savings Account (HSA) eligible:

    • Horizon HMO
    • Horizon EPO
    • OMNIA℠ Health Plans

    Members with health plans that include out-of-network benefits or BlueCard coverage are not eligible for the Away From Home Care Program. Medicare Advantage and Medicare Supplement members are also not eligible.Eligible members must also meet one of the conditions below to be eligible for the Away From Home Care Program:

    • Must be away from home for a period of 90 consecutive days, but not more than 180 days
    • Student away at school¹
    • Long-term traveler within the United States and not traveling for the sole purpose of receiving medical care
    • Family apart due to a separation, long-term job assignment, etc.

    There may be some states and counties in which the local Blue Plan does not offer the Away From Home Care Program.

    ¹ College students will be approved on a school year basis and will be required to re-enroll each year.

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    Oct 31,2021

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  • The Away From Home Care Program is a national program that allows eligible members without out-of-network benefits to get coverage for medical care when traveling outside of their home state. This program is available to eligible members at no additional cost.

    The Away From Home Care Program gives members access to coverage for medical care only.

    There may be some states and counties in which the local Blue Plan does not offer the Away From Home Care Program.

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    Oct 31,2021

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  • To enroll in the Away From Home Program, eligible Horizon BCBSNJ members should complete and submit the application available at HorizonBlue.com/AFHCapplication.


    There are three ways you can send the completed application.

    By mail:
    Horizon Blue Cross Blue Shield of New Jersey
    Away From Home Care Program
    Three Penn Plaza East, PP-08F
    Newark, NJ 07105-2200

    Email: AwayFromHomeCare@HorizonBlue.com

    Fax: 1-973-274-4275


    Please be sure to sign the completed application, and allow 10 business days for processing. The effective date of Away From Home Care Program coverage will be determined once Horizon BCBSNJ receives and processes your completed application.

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    Oct 31,2021

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  • No. Your medical benefits may not be exactly the same as your Horizon BCBSNJ benefits. Depending on where you are traveling to, the medical benefits will differ. Read all member materials you receive from your Host Blue Plan carefully.

    Additionally, the Blue Plan in the state you are traveling to may require you to select a Primary Care Physician (PCP) who participates in that Blue Plan’s network.

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    Oct 31,2021

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  • Generally, it takes about 10 business days to process your application.

    If your enrollment is approved, you will receive welcome materials, including a member ID card, from the Blue Cross and/or Blue Shield Plan in the state where you will be temporarily living.

    If the Blue Plan in the state or county you are traveling to does not participate in the Away From Home Care Program, Horizon BCBSNJ will notify you by mail.

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    Oct 31,2021

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  • No, there is no additional cost for eligible members to enroll in the Away From Home Care Program.

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    Oct 31,2021

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