Compare Dental Plan Options
Do I need to use a network dentist in order to receive benefits?
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| No, however you will receive the best value when you utilize a network dentist. | Yes, you must utilize an network dentist. There is no out of network benefit. |
Your Annual Deductible
For basic and major care only.
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| $100/person $200/family |
No deductible |
Maximum Benefit Payable
- Basic Services
- Major Services
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| $1,500 per person/year | No annual maximum |
Preventive Care
- Checkups per tooth
- Cleanings
- X-rays
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| 100% (no deductible) | 100% (no deductible) |
Basic Services
- Root canals
- Amalgam fillings
- Extractions
- Periodontal care
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| 80% of the Horizon BCBSNJ allowable charge (after deductible) | 100% (no deductible) |
Major Services
- Crowns
- Bridges
- Dentures
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| 50% of the Horizon BCBSNJ allowable charge (after deductible) Implants covered |
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Orthodontic Care (includes adults)
Note: Individual must remain in plan through the length of an orthodontic treatment to receive full benefit
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
| 50% copay (no deductible) $1,000 per person lifetime maximum | $1,000 copay regardless of age |
Provider Information
| Horizon Dental Option Plan (Dental PPO) | Horizon Dental Choice Plan E (Dental HMO) |
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