The OMNIA Health Plan consists of 4 tiers that provide different levels of savings:

  • Inner Circle Prime
  • HMH Inner Circle
  • OMNIA Tier 1
  • Tier 2

It gives you and your eligible dependents access to a large network of doctors, specialists, hospitals and facilities in New Jersey. You’ll enjoy the highest level of benefits at the lowest out-of-pocket costs when you use facilities, doctors and health care professionals that participate in HMH Inner Circle programs. Choose Inner Circle Prime for the greatest savings with no copays and no deductibles when you use participating doctors, hospital and other health care professionals, or Inner Circle for the same high level of benefits, with no deductible and a low copay. As part of this plan you’ll also have access to in-network coverage outside of New Jersey using BlueCard®.

There are no out-of-network benefits with this plan.