Horizon Dental has extensive local and national networks of skilled, credentialed dentists and specialists. The plan negotiates deep discounts with network dentists, so you receive the best value. The average charge for treatment is 20 to 40 percent less than other carriers, stretching your dollars.
Horizon Dental plans offer:
- Cost savings when you visit a participating provider.
- Comprehensive coverage to help maintain overall health.
- Peace of mind knowing you’re covered.
Most preventive services are covered at 100 percent, and depending on your plan, there may be no deductible.
Horizon Dental Option Plan
The Horizon Dental Option Plan gives you the freedom to receive dental services from any dentist.
If you use a dentist who participates with the Horizon Dental Option Plan, you maximize your benefits and save money.
Additionally, when you use a dentist who participates in the Horizon PPO Network, you receive deeper discounts and may save even more. You have the option of selecting from more than 200,000 office locations nationwide.
If you use an out-of-network dentist, you will still receive a benefit for eligible services. Out-of-network dentists may charge up to their normal fees. Horizon Dental reimburses up to plan allowances. Charges above the plan allowance will be your responsibility. You may be required to pay at the time of service and submit a claim for reimbursement.
Horizon Dental Choice Plan
The Horizon Dental Choice Plan covers 100 percent of all eligible preventive and basic services with no copayments, maximums or deductibles when receiving those services from your primary Horizon Dental Choice dentist. Care must be coordinated through the in-network Horizon Dental Choice dentist you select as your primary care dentist.