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Hospital Stays


Your Horizon HMO Access plan offers coverage at in-network hospitals in New Jersey and in certain Pennsylvania and Delaware counties.

Except for emergency care, services provided by hospitals that do not participate in the Horizon Hospital Network are not covered. You’ll be responsible for the total cost of any services you get from out-of-network hospitals, except in an emergency.

For details about hospital coverage and your out-of-pocket costs under your plan, please refer to your SPD or Benefit Booklet.