BlueCard PPO

BlueCard PPO

The BlueCard® PPO program is the premier national Blue Cross and/or Blue Shield Preferred Provider Program that links together more than 755,000 network doctors and nearly 6,800 network hospitals in 48 states. This is a seamless network that affords members the ability to use any network doctor or network hospital in any location. For example, a member who lives in Florida can use network providers in Georgia or any other state, just as if he or she was at home. The network also includes hospitals and doctors abroad to make international travel more comforting.

No PCP or referral needed
With BlueCard PPO, members do not need to select a Primary Care Physician (PCP), and referrals are not needed to access specialty care. Members can access any network doctor or hospital at any time and enjoy the in-network level of benefits. Members can also use any doctor or hospital not in the network and receive an out-of-network level of coverage.

In- and out-of-network benefits
In- and out-of-network levels of benefits vary depending on each member's group medical benefits. Typically, members enjoy a greater level of coverage when using BlueCard PPO network doctors, hospitals and other health care professionals who can be found on the National Doctor and Hospital Finder.