ID Protection Services

Horizon BCBSNJ members enrolled through group health plans1 have access to identity protection services as an added feature of their health plan.

Horizon BCBSNJ works with AllClear ID, a leader in identity protection services, to give your covered employees automatic access to AllClear Identity Repair and the option to enroll in AllClear Credit Monitoring. Both are offered at no cost.

Free, Automatic Coverage
AllClear Identity Repair is a comprehensive identity protection service. With AllClear Identity Repair, no matter where or how identity theft occurs, your covered employees have access to services to recover financial losses and restore credit reports to pre-fraud status. The theft does not have to be related to health care coverage or services. Identity repair ensures that covered employees get help from professionals trained to navigate the complicated process of identity repair.

There is no enrollment required for this protection through AllClear ID and no cost to your covered employees. Employees will continue to have automatic access to AllClear Identity Repair services as long as they maintain eligible coverage with Horizon BCBSNJ.

Additional Protection is Available
Your covered employees can also choose to enroll in additional protection called AllClear Credit Monitoring. AllClear Credit Monitoring offers an extra layer of protection by monitoring new credit accounts opened in a person’s name. When this happens, AllClear ID sends alerts so your employee can take action. AllClear Credit Monitoring is helpful if an employee thinks his or her Social Security Number is at risk or has been compromised. This service includes:

  • Credit monitoring
  • A $1M identity theft insurance policy
  • Child identity protection for eligible Horizon BCBSNJ members under 18 years old

AllClear Credit Monitoring is available at no cost to your covered employees, but they must enroll in this coverage directly with AllClear ID. Coverage will be active throughout the calendar year. Each year, employees who want this protection will need to certify with AllClear ID that they are eligible to enroll in AllClear Credit Monitoring through their coverage with Horizon BCBSNJ.

How to Access AllClear Identity Protection Services
Your covered employees should visit HorizonBlue.com.AllClearID.com to access identity protection services.

1 1 Horizon BCBSNJ members enrolled in fully insured and self-insured group health plans are eligible for identity protection coverage. Members enrolled in coverage through the Federal Employee Program® (FEP®), Medicare Advantage, Medicare Part D and Medicaid plans are not eligible for identity protection coverage.

AllClear ID provides identity protection services to Horizon Blue Cross and Blue Shield of New Jersey. AllClearID is independent from and not affiliated with Horizon Blue Cross and Blue Shield of New Jersey or the Blue Cross and Blue Shield Association.