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ID Protection Services

Eligible Horizon BCBSNJ members¹ have access to identity protection services as an added feature of their health plan.

Horizon BCBSNJ works with AllClear ID, a leader in identity protection services, to give eligible members automatic access to AllClear Identity Repair and the option to enroll in AllClear Fraud Alerts with Credit Monitoring. Both are offered at no cost.

Free, Automatic Coverage

AllClear Identity Repair is a comprehensive identity protection service. With AllClear Identity Repair, no matter where or how identity theft occurs, our members are covered. The theft does not have to be related to health care coverage or services. Identity repair ensures that members get help from professionals trained to navigate the complicated process of identity repair.

There is no enrollment required for this protection through AllClear ID and no cost to the member. Members will continue to have automatic access to AllClear Identity Repair services as long as they maintain eligible coverage with Horizon BCBSNJ.

Additional Protection is Available

Eligible Horizon BCBSNJ members can also choose to enroll in additional protection called AllClear Fraud Alerts with Credit Monitoring. This service offers an extra layer of protection, which includes credit monitoring, identity theft monitoring, an identity theft insurance policy, as well as a once annual credit score and credit report through the AllClear ID coverage. In addition, members can set, renew and remove fraud alerts from their credit file to help protect from credit fraud.

AllClear Fraud Alerts with Credit Monitoring is available at no cost to eligible members, but members must enroll in this coverage directly with AllClear ID. Coverage will be active throughout the calendar year. Each year, members will need to certify with AllClear ID that they are eligible to enroll in AllClear Fraud Alerts with Credit Monitoring through their coverage with Horizon BCBSNJ.

How to Access AllClear Identity Protection Services

Eligible Horizon BCBSNJ members should visit HorizonBlue.AllClearID.com to access identity protection services.

¹ Horizon BCBSNJ members enrolled in fully insured and self-insured group health plans, including the State Health Benefits Program (SHBP) and School Employees’ Health Benefits Program (SEHBP), and consumers enrolled in individual health plans on and off the Exchange are eligible for identity protection coverage. Members enrolled in coverage through the Federal Employee Program® (FEP®), Medicare Advantage, Medicare Part D and Medicaid plans are not eligible for identity protection coverage.

AllClear ID provides identity protection services to Horizon Blue Cross and Blue Shield of New Jersey. AllClear ID is independent from and not affiliated with Horizon Blue Cross and Blue Shield of New Jersey or the Blue Cross and Blue Shield Association.