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OMNIA

OMNIA℠ Health Plans offer significantly lower premiums and no referrals when accessing the largest network in New Jersey. Plus, members save even more with lower out-of-pocket costs at certain doctors and hospitals.

Enrollment Guide for OMNIA℠ Health Plan | Enrollment Guide for OMNIA℠ Health Plan with BlueCard®

OMNIA℠ BRONZE

The OMNIA℠ Bronze Plan is our lowest premium non-HSA Bronze plan. It offers our lowest monthly premium, but highest out-of-pocket costs, when compared to other comprehensive OMNIA℠ Health Plans, excluding catastrophic plans. Bronze plans, on average, pay for 60% of the covered medical expenses; members pay 40%, and money-saving subsidies may be available. The OMNIA℠ Bronze Plan is a good choice if the member doesn't expect to use a lot of medical services.

2021 Summary of Benefits and Coverage | 2022 Summary of Benefits and Coverage | 2023 Summary of Benefits and Coverage

OMNIA℠ SILVER

The OMNIA℠ Silver Plan is our lowest premium non-HSA Silver plan and offers a mid-level monthly premium and out-of-pocket costs when compared to other OMNIA℠ Health Plans. Silver plans, on average, pay for 70% of the covered medical expenses; members pay 30%, and money-saving subsidies may be available. The OMNIA℠ Silver Plan is a good choice if the member wants a balance between monthly premiums and out-of-pocket costs.

2021 Summary of Benefits and Coverage | 2022 Summary of Benefits and Coverage | 2023 Summary of Benefits and Coverage

Effective Dates January-June 2021 OMNIA℠ Silver with BlueCard® Summary of Benefits and Coverage | Effective/Renewal Dates July-December - 2021 OMNIA℠ Silver with BlueCard® Summary Benefits of Coverage | 2022 OMNIA℠ Silver with BlueCard® Summary of Benefits and Coverage | 2023 OMNIA℠ Silver with BlueCard® Summary of Benefits and Coverage

2021 OMNIA℠ Silver Value | 2022 OMNIA℠ Silver Value | 2023 OMNIA℠ Silver Value

OMNIA℠ HSA SILVER

The OMNIA℠ Silver Health Savings Account (HSA) Plan is our lowest premium Silver plan. Like other Silver plans, it pays for 70% of covered medical expenses on average; members pay 30%, and money-saving subsidies may be available. With HSA plans, members make tax-free contributions to their account to cover higher deductible costs in exchange for a significantly lower premium. The OMNIA℠ Silver HSA Plan is good option for healthy members who don't have ongoing care but want more comprehensive coverage for unexpected health issues.

2021 Summary of Benefits and Coverage | 2022 Summary of Benefits and Coverage | 2023 Summary of Benefits and Coverage

OMNIA℠ GOLD

The OMNIA℠ Gold Plan is our new Gold-plan option. It offers a higher monthly premium, but lower out-of-pocket costs, when compared to other OMNIA℠ Health Plans. Gold plans, on average, pay for 80% of the covered medical expenses; members pay 20%, and money-saving subsidies may be available. The OMNIA℠ Gold Plan is a good choice if the member doesn't expect to use a fair amount of medical services.

2021 Summary of Benefits and Coverage | 2022 Summary of Benefits and Coverage | 2023 Summary of Benefits and Coverage

2021 OMNIA℠ Gold with BlueCard® Summary of Benefits and Coverage | 2022 OMNIA℠ Gold with BlueCard® Summary of Benefits and Coverage | 2023 OMNIA℠ Gold with BlueCard® Summary of Benefits and Coverage

2021 OMNIA℠ Gold HSA with Bluecard® | 2022 OMNIA℠ Gold HSA with Bluecard® | 2023 OMNIA℠ Gold HSA with Bluecard®

OMNIA℠ PLATINUM

The OMNIA℠ Platinum Plan is our new Platinum-plan option. It offers our highest monthly premium, but lowest out-of-pocket costs, when compared to other OMNIA℠ Health Plans. Platinum plans, on average, pay for 90% of the covered medical expenses; members pay 10%, and money-saving subsidies may be available. The OMNIA℠ Platinum Plan is a good choice if the member frequently uses health and medical services.

2021 Summary of Benefits and Coverage | 2022 Summary of Benefits and Coverage | 2023 Summary of Benefits and Coverage

2022 OMNIA℠ Platinum Value | 2023 OMNIA℠ Platinum Value