Small Group

Horizon BCBSNJ offers a variety of plans for groups with 50 or fewer members, so your clients can select the one that best suits their employees needs.

Advantage Direct Access

Horizon Advantage Direct Access plans offer members the freedom to use any of the thousands of participating doctors, hospitals and other health care professionals in the Horizon Managed Care Network – without referrals. The BlueCard® PPO program covers members outside New Jersey.

Advantage EPO

With our Horizon Advantage EPO plans, members have access to all doctors, hospitals and other health care professionals that participate in the Horizon Managed Care Network. The Horizon Advantage EPO plans provide integrated medical and pharmacy benefits, including wellness and emergency care. Although members are not required to select a Primary Care Physician (PCP), there are lower out-of-pocket costs when care is coordinated through a PCP.

Horizon Level Select

Offered to New Jersey-based businesses with 15 to 50 eligible employees, Horizon Level Select plans combine the cost savings and flexibility of a self-funded plan with the stability and protection of a traditional fully insured plan.

OMNIA

OMNIA℠ Health Plans offer significantly lower premiums and no referrals when accessing the largest network in New Jersey. Plus, members save even more with lower out-of-pocket costs at certain doctors and hospitals.