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Changes to Small Employer Health Plans and SHOP Renewals for 2020

October 23, 2019

Applies to: Small Employer market (on and off the Small Business Health Options Program [SHOP])

Horizon Blue Cross Blue Shield of New Jersey has updated its Small Employer Health Plan portfolio for 2020. These changes will become effective when a small employer customer renews into one of the impacted Horizon BCBSNJ health plans.

Please choose a product name below to see what’s changing for 2020:

What to expect
Small employer customers that offer a health plan that will be modified for 2020 will receive two Summary of Benefits & Coverage documents – one that mirrors their 2019 health plan effective until the time of their renewal, and one for use on and after their renewal that includes the modifications to the plan effective upon renewal.

Beginning November 1, 2019, full Summary of Benefits & Coverage documents for 2020 small group health plans will be available on and when you sign in to Broker Online Services at

A reminder: Finding in-network doctors and hospitals
Horizon Advantage EPO, Horizon HMO and Horizon POS plans in the Small Employer market now include NJPA in the plan name. For example, Horizon HMO is now named Horizon HMO NJPA. Please remind your clients to use the full plan name as it appears on their member ID card when using the Members who use the Horizon Blue app to find in-network doctors and hospitals do not need to take this step as they are automatically connected to the appropriate network search.

If you have questions, please contact your Horizon BCBSNJ sales executive or account manager.

Published on: October 28, 2019, 06:17 a.m. ET
Last updated on: October 29, 2019, 06:28 a.m. ET