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Need help with your premium payment? We can help.

To help you through this time, Horizon BCBSNJ is offering you an extra one-month emergency grace period should you be unable to make your premium payments for health and/or dental coverage. This is in addition to the existing three-month grace period you have. You can consider this emergency grace period as a one-month delay in beginning your standard grace period.

During this one-month emergency grace period, Horizon BCBSNJ will not terminate your policy for nonpayment of premium. However, you remain responsible to pay the premiums due for that period per the repayment terms below.

Am I eligible?

To be eligible for this emergency grace period, your account must have been in good standing as of March 1, 2020. The emergency grace period may apply beginning with either your premium due in April, or your premium due in May. If you already missed your April premium payment deadline, you are already covered under the emergency grace period.

How do I repay the deferred premiums?

The emergency grace period precedes your standard three-month grace period. If you take advantage of the emergency grace period (or one-month delay), you must repay the health and/or dental premiums deferred for that month in full, in equal installments by December 31, 2020. Any premium(s) that you do not pay during the standard three-month grace period will be due in full by the end of the standard three-month grace period. The deferred premium installment payments will then begin after your standard three-month grace period ends, and are in addition to your existing monthly premium. You must make both your monthly premium and deferred premium installment payments to keep coverage active. 

If you can, we encourage you to pay your deferred premiums sooner.

How do I make a premium payment?

You have options for making your premium payments. Learn more.

Have questions?

If you need information about your coverage or how to pay your premiums, sign in to Chat with Member Service Representative or send an email with your questions, or use the Horizon Blue app. You can also call us at 1-800-355-BLUE (2583).