Having trouble paying your monthly premium due to the COVID-19 pandemic?
We can help.
We know that this is a challenging time financially for many of our members. We also know how important health insurance is. That’s why we’re offering an emergency grace period for premium payments.
Per New Jersey Department of Banking and Insurance (DOBI) Bulletin No. 20-14, Horizon BCBSNJ is extending your Medicare Supplemental plan premium payment grace period to 60 calendar days should you be unable to make your premium payment.
During this 60-day emergency period, Horizon BCBSNJ will not terminate your policy for nonpayment of premium. However, you remain responsible to pay the premiums due for that period per the repayment terms below.
Am I eligible?
To be eligible for this emergency grace period, your account must have been in good standing as of March 1, 2020. The emergency grace period may apply beginning with either your premium due in April, or your premium due in May. If you already missed your April premium payment deadline, you are currently covered under the emergency grace period.
How do I repay the deferred premiums?
If you take advantage of the emergency grace period, you will have to repay your premiums in full over the remaining months of your policy, in equal installments. However, if you have less than six months remaining on your policy, you will still have six months to repay your premiums in full, in equal installments. The payment period begins after the emergency grace period ends, and the deferred premium installment payments will be in addition to your existing monthly premium. You must make both your monthly premium and deferred premium installment payments to keep coverage active.
If you can, we encourage you to pay your deferred premiums sooner.
How do I make a premium payment?
There are several options for making your premium payments.
If you need information about your coverage or how to pay your premiums, sign in to our secure member web portal or use the Horizon Blue app to Chat with a Member Service Representative or send an email with your questions. You can also call us at 1-888-276-4299 (TTY 711).