Open Enrollment is here.

Find your perfect plan with the #1 health insurer in New Jersey.¹
Enroll by December 31, 2022.

Get your personalized plan recommendation today.

Looking for individual or family coverage?
Call 1-800-224-1234 to speak with a Horizon Plan Expert.

Schedule an in-person or virtual appointment to speak with a member of our team.

Get a fast and easy quote in just a few minutes.

Qualify for Medicaid?

Learn more about our Medicaid Managed Care plan, Horizon NJ Health, offered through the NJ FamilyCare program.

Age 65 or over?

Find the affordable option that fits you best with a choice of Medicare plans and options.

Our Horizon Plan Experts will help you get the maximum financial assistance you qualify for.

See why over 3.8 million people put their trust in our coverage.

  • We’re ranked #1 in Member Satisfaction among Commercial Health Plans in NJ, 5 out of 6 years by J.D. Power.
  • We have more members than any other health insurer in the state.
  • You’ll have access to more than 60,000 local providers and 95 area hospitals.²
  • Our Plan Experts are here to help you navigate your coverage.

Watch our quick video guide to finding the perfect plan, with information on:

  • Exactly when you can enroll
  • Which OMNIA℠ plan might be right for your health care needs
  • Benefits included on all OMNIA plans
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What should you look for when choosing a Horizon health plan?

Plans

Our OMNIA Health Plans give you affordable access to quality doctors and hospitals, all for a competitive monthly premium.

With the three OMNIA options — OMNIA Bronze, OMNIA Silver, and OMNIA Gold — there’s no requirement to select a Primary Care Physician, or referrals needed to see participating specialists. You’ll also benefit from lower copayments and deductibles (and in some cases, no deductibles), when using OMNIA Tier 1-designated doctors, hospitals and other health care professionals.

omnia bronze shield BRONZE

  • Offers lowest monthly premium but highest out-of-pocket costs
  • On average, pays for 60% of covered medical expenses, while you pay 40%
  • Money-saving subsidies may be available
  • A good choice if you don’t expect to use a lot of medical services

omnia silver shield SILVER

  • Offers a balance of low premiums and lower out-of-pocket costs
  • On average, pays for 70% of covered medical expenses, while you pay 30%
  • Money-saving subsidies may be available
  • A good choice for families and individuals looking for a well-rounded plan

omnia gold shield GOLD

  • Offers a higher monthly premium, but lower out-of-pocket costs
  • On average, pays for 80% of covered medical expenses, while you pay 20%
  • Money-saving subsidies may be available
  • A good choice if you expect to use a fair amount of medical services

You can also compare Horizon Advantage EPO plans to see if they fit your needs.

Member Benefits

Whichever plan you choose, you can have peace of mind. All Horizon health insurance plans include the following essential health benefits:

  • Outpatient services, such as diagnostic tests and minor surgeries
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Behavioral health and substance use disorder treatment
  • Prescription drugs
  • Rehabilitative services and devices

Digital Tools

Now you can use the Horizon Blue app to manage your health. It’s another way we’re helping members get what they need, when they need it.

All your benefits and functions in one app

Need quick answers about costs for in- and out-of-network services, the status of your claims or how to pay your balance? The Horizon Blue app does that and more.

Everything is integrated, even telemedicine care

Get help with appointment scheduling, 24/7 health advice from a nurse, video chat with a doctor anytime or get a prescription if needed — all in the comfort of your home.

Qualify for financial assistance?

Call us at 1-800-224-1234 or visit our calculator to find out how much you could save.

Qualify for a low- or no-cost health plan?

You may qualify for NJ Family Care's Medicaid program — it allows eligible families to become members of Horizon NJ Health at a very affordable price. In fact, you may not even have to pay anything!

Are you 65 or over?

New Jersey Medicare recipients are wonderfully unique. That's why, depending on what county you live in, we offer a variety of health plan options.